Overview
This policy covers how umakeitcool.com treats personal information that umakeitcool.com collects and receives.
umakeitcool.com takes the privacy of your personal information very seriously and will use your information
only in accordance with the terms of this Privacy Policy. umakeitcool.com will not sell or rent your
personally identifiable information to third parties.
However, as described in more detail below,
there are limited circumstances in which some of your information will be shared with third parties,
under strict restrictions, so it is important for you to review this Privacy Policy.
This Privacy Policy applies to all services provided by umakeitcool.com.
Information We Collect
To become a member, you must provide a user-name, e-mail address, password, security question,
securuty question answer, confirm you're older than 13, and if your older than 18 or not.
In order to make payments, credit card and billing address information must be provided;
and in order to withdraw funds, a payee’s name, mailing address, and amount is
required. We retain this information for each transaction. We also collect the Internet
address (IP address) of the computer or device you use to access umakeitcool.com services.
Verification
We use third party credit card authorization and fraud screening services to verify
credit card or debit card information you provide. If you request a withdrawal by check to
an address other than your verified credit card billing address, we may ask you to send us
additional information (such as your drivers' license, credit card statement, and/or a
recent utility bill or other information linking you to an applicable address), or to
answer additional questions online to help verify your information. We do this to prevent
fraud.
Product Information
We store information on all members who register content to sell; as well as, the
descriptive and license information provided during product registration.
Purchasing Information
We store transaction information on all members who register, purchase, distribute,
and sell content from and to fellow members. This information is used to credit members’
accounts whose computer or device distributed part or all of the content involved in the
transaction; and to destribute royalties to the member who published the material.
Account Activity
We record each transaction crediting or debiting members’ accounts. Recorded activity
information contains a description, the amount debited or credited, the account’s balance
after the transaction, and relationship data referencing the original transaction, and the
date of the activity occurred.
Correspondence
If you send us correspondence, including e-mails and faxes, we will retain the information
in the records of your account. We will also retain customer service correspondence and other
correspondence from you. We may, over time, delete these records if permitted by law.
Questionnaires and Surveys
We may offer questionnaires and surveys to our users for such purposes as collecting
demographic information or assessing users' interests and needs. The use of the information
collected will be explained in detail in the survey itself. If personally identifiable
information is collected in a questionnaire or survey, notice of how the information will
be used will be explained in detail in the survey itself.
Internal Uses
We collect, store, and process your personal information on servers located in the United States.
Collected information is used
1) to provide our services and process your transactions,
2) to
improve our products and services, and
3) to provide customer service.
Identifiable information about our members is only available to those employees who require it to
fulfill customer service requests.
Disclosure to Third Parties
We will not sell or rent any of your personally identifiable information to third parties except
in the limited circumstances described below:
We share information with companies that help us process your transactions and protect our members'
transactions from fraud.
We may disclose the information we collect to companies that perform marketing services on our behalf.
We disclose information we believe is appropriate to cooperate in investigations of fraud or
other illegal activity, or to conduct investigations of violations of our Service Agreement.
We disclose information in response to a subpoena, warrant, court order, levy, attachment, order of
a court-appointed receiver or other comparable legal process, including subpoenas from private parties
in a civil action.
We disclose information to your agent or legal representative (such as the holder of a power of
attorney that you grant, or a guardian appointed for you).
Our Contacts with Members
We communicate with members via e-mail to provide requested services, send announcements,
administrative messages, newsletters, confirm request, notifications, and disclosures as required by
law or as part of our service. We may request communication by phone to resolve customer complaints or investigate
suspicious transactions.
Independent Auditors
Independent auditors, in connection with our financial statements and operations, may contact
a sample of our members to confirm that our records are accurate. However, these auditors
cannot use personally identifiable information for any secondary purposes.
Access Information
We use access information to analyze and improve service performance.
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